When Business owners are often so focused on building their business, they neglect to protect the investment to ensure the survival of the business if something unexpected occurs.

Insurance can help by providing lump sums if a key person or business owner dies or suffers a serious illness or injury. Business owners need to assess the risks in their businesses and considering the options and strategies to minimise these risks or to cover the financial downsides.

There are various business insurance purposes to consider.

• Business Succession Plan
• Debt Personal Guarantee
• Business Entity Ownership versus Self-Ownership •
• Key Person Insurance
• Business Expenses Insurance